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M440iPetrolvs320dHybrid
  • MotorwayMotorwayRange and charging
  • PerformancePerformance0-100, top speed
  • ConsumptionConsumptionYearly cost
  • SpecsM440i · 320d

BMW M440i xDrive F32 vs BMW 320d G20: which is cheaper to run?

What each kilometre costs, depending on your driving profile and how you charge. Annual projection and cumulative savings over 10 years.

saloon · 2020 vs 2020 · 15,000 km/an · Mixed · Petrol 95 2.17 €/L · Diesel 2.38 €/L · Methodology
Annual mileage
15,000 km
5,000 km50,000 km
Driving mix

30 % City · 50 % Road · 20 % Motorway

Fuel price
Petrol 95 2.17 €/L · Diesel 2.38 €/Lprix-carburants.gouv.fr — moyenne nationale du 05/10/2026 ; EDF Tarif Bleu Base au 01/08/2026 ; DC autoroute : moyenne des réseaux sans abonnement

Result · yearly energy cost

ABMW M440i xDrive F32

2,425 €per year

7,5 L/100 km weighted · 16.17 € per 100 km · 1 118 L per year

Gap932 € per yearin favour of the 320d (−38 %)≈ 429 L petrol 95
BBMW 320d G20

1,493 €per year

4,2 L/100 km weighted · 9.96 € per 100 km · 628 L per year

The verdict changes with your usage
ProfileSplitAA · M440iBB · 320dGap
City70 / 25 / 570 % city · 25 % road · 5 % motorway2,726 €1,581 €1,145 € · 320d
Mixed30 / 50 / 2030 % city · 50 % road · 20 % motorway2,425 €1,493 €932 € · 320d
Long-distance10 / 40 / 5010 % city · 40 % road · 50 % motorway2,194 €1,426 €768 € · 320d

Cumulative saving for the 320d

1 year
932 €
3 years
2,795 €
5 years
4,658 €
10 years
9,317 €

Energy only. Excludes purchase, insurance, servicing, depreciation.

What produces these figures

WLTP combined
7.1 L/100 km · 4.1 L/100 km
Powertrain
Combustion · Mild hybrid 48 V
Power
374 ch · 190 ch
Kerb weight
1,740 kg · 1,540 kg

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Frequently asked questions

On a 100 km mixed trip, the BMW 320d is about 40% cheaper than the BMW M440i xDrive with default parameters. This ratio shifts with your actual energy prices - simulate for your profile.

The BMW 320d is cheaper across all distances with default rates. If your energy prices differ significantly, simulate to see the real impact on your budget.