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M440iPetrolvsX3Hybrid
  • MotorwayMotorwayRange and charging
  • PerformancePerformance0-100, top speed
  • ConsumptionConsumptionYearly cost
  • SpecsM440i · X3

BMW M440i xDrive F32 vs BMW X3 xDrive20d G01: which is cheaper to run?

What each kilometre costs, depending on your driving profile and how you charge. Annual projection and cumulative savings over 10 years.

saloon · 2020 vs 2020 · 15,000 km/an · Mixed · Petrol 95 2.17 €/L · Diesel 2.38 €/L · Methodology
Annual mileage
15,000 km
5,000 km50,000 km
Driving mix

30 % City · 50 % Road · 20 % Motorway

Fuel price
Petrol 95 2.17 €/L · Diesel 2.38 €/Lprix-carburants.gouv.fr — moyenne nationale du 05/10/2026 ; EDF Tarif Bleu Base au 01/08/2026 ; DC autoroute : moyenne des réseaux sans abonnement

Result · yearly energy cost

ABMW M440i xDrive F32

2,425 €per year

7,5 L/100 km weighted · 16.17 € per 100 km · 1 118 L per year

Gap586 € per yearin favour of the X3 xDrive20d (−24 %)≈ 270 L petrol 95
BBMW X3 xDrive20d G01

1,839 €per year

5,2 L/100 km weighted · 12.26 € per 100 km · 774 L per year

The verdict changes with your usage
ProfileSplitAA · M440iBB · X3Gap
City70 / 25 / 570 % city · 25 % road · 5 % motorway2,726 €1,912 €814 € · X3
Mixed30 / 50 / 2030 % city · 50 % road · 20 % motorway2,425 €1,839 €586 € · X3
Long-distance10 / 40 / 5010 % city · 40 % road · 50 % motorway2,194 €1,778 €415 € · X3

Cumulative saving for the X3 xDrive20d

1 year
586 €
3 years
1,758 €
5 years
2,930 €
10 years
5,860 €

Energy only. Excludes purchase, insurance, servicing, depreciation.

What produces these figures

WLTP combined
7.1 L/100 km · 5.1 L/100 km
Powertrain
Combustion · Mild hybrid 48 V
Power
374 ch · 190 ch
Kerb weight
1,740 kg · 1,835 kg

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Frequently asked questions

On a 100 km mixed trip, the BMW X3 xDrive20d is about 25% cheaper than the BMW M440i xDrive with default parameters. This ratio shifts with your actual energy prices - simulate for your profile.

The BMW X3 xDrive20d is cheaper across all distances with default rates. If your energy prices differ significantly, simulate to see the real impact on your budget.